About Applegate

Applegate Insurance Services was founded by Lisa Applegate in 1991.  From our base in the middle of Torrance, we provide insurance products and services to small and medium sized attorney firms throughout California.

Comparative Shopping

Insurance is not a commodity product or service!  The policies and the supporting services are unique to the options and combinations chosen by the customer.  From your point of view the insurance product is often treated as a set of coverage, service, conditions and exclusions that can be easily compared.  While we believe that there are considerable differences when comparatively shopping professional liability insurance, Applegate Insurance Services acts as your broker in finding products and policies that meet your needs.  This is why we comparatively review upwards of ten California admitted and AM Best Company "excellent" rated professional liability insurance companies.  When this is insufficient to meet your needs, we shop the world insurance marketplace to obtain the contracts, services that you need and require in your practice.

How Much is Your Time Worth?

• Your time is valuable.  Why not let us do the comparative shopping for you?  Why spend multiple hours filling out applications only to find out that you already have the right policy for your situation.
• Our on-line application process asks for information once and then populates multiple insurance company applications including the required supplements.
• When is free very expensive?  Just because one company offers a "free" extended period of reporting endorsement doesn't necessarily mean that you are receiving  a good deal.  A 20% to 25% higher premium per year is quickly paying for that "free" tail.  Call us for more details and our risk management approach to "free" and other interesting offers.

The web log Not Far from the Tree is our forum for information about professional liability issues and concepts.